Money Matters 
If you’re a salaried employee in India, chances are that a small portion of your salary disappears every month into something called the Employee Provident Fund (EPF). You might have even noticed it on your payslip as a deduction. But have you ever wondered — Where exactly is this money going? How much will you really get … Read more
Confused between EPF, PPF, and NPS? Here’s a simple guide with real-life Indian examples to help you choose the right retirement plan for your future Introduction When Suresh, a 40-year-old Banking professional in Mumbai, sat down with his wife to discuss their retirement plans, he felt overwhelmed. Like most salaried Indians, Suresh contributes to his … Read more
With India’s digital finance growing rapidly, many people are confused between Account Aggregator (AA) and CIBIL. While both play vital roles in the financial ecosystem, they serve different purposes. This blog clears the air by comparing the two, explaining their functions, and showing when you need one or the other—or both. What is CIBIL? CIBIL … Read more
Union Minister Nitin Gadkari says India’s logistics cost will fall to single digits by 2026. Here’s how it stacks up against China, America, and what it means for Indian businesses and taxpayers. Introduction If you’ve ever ordered a mobile phone on Amazon and wondered why delivery sometimes costs almost as much as a cab ride, … Read more
Confused about Open Finance in India? Discover common myths, the real picture, and what it means for salaried employees, families, and small businesses We’re living in a time where “control over your own financial data” is not just a dream—it’s becoming a real possibility. As India embraces the next wave of financial transformation, the term … Read more
Next-Gen GST: India may soon move towards a single GST tax slab. Here’s what it means for salaried individuals, small businesses, and middle-class families, explained in simple terms. Introduction If you’re like Ravi who often gets confused when shopping online—“Why does one product have 5% GST and another 18%?”—you’re not alone. For years, India’s Goods … Read more
Join top finance influencers Rachana Ranade, Sartak Ahuja, Mukul Malik, and Sanjay Kathuria as they dive into Gen Z’s changing money habits. This session explores insights on high EMI usage, generational wealth, distinguishing good vs. bad debt, the impact of social media on financial education, the myth of early retirement, and the power of long-term … Read more
In the fast-paced world of financial markets, Futures and Options (F&O) trading has become increasingly popular among retail investors in India. The allure of quick profits and the excitement of leveraging small investments into potentially large gains have drawn many into this arena. However, recent data from the Securities and Exchange Board of India (SEBI) … Read more
Wondering which insurance policies you actually need? Here are 4 must-have insurance covers every Indian salaried employee, family, and business owner should consider. If you’ve grown up in an Indian household, you’ve probably heard your parents say, “Beta, insurance le lena, zaroori hai”. But when you step into adulthood and start earning, you quickly realize … Read more
Learn how salaried employees, business owners, and middle-class families in India can create a 3-layer emergency fund strategy for financial security and peace of mind. If the past few years have shown us anything, it’s that life doesn’t always stick to the plan. One moment everything’s fine, and the next bam! you’re hit with a … Read more