SEBI’s Game-Changing Move: How New Incentives Are Opening Doors for First-Time Women Investors in Mutual Funds

First-time Indian woman investor exploring mutual funds with SEBI incentives in 2025

You know what? Just when I was discussing mutual fund investments with my friend Priya last week, she mentioned how intimidating the whole process seemed to her. She’s a marketing manager in Pune, earns well, but has been sticking to traditional savings accounts and fixed deposits. Well, I’ve got some exciting news for women like … Read more

Reliance AGM 2025 Highlights: Jio IPO, AI Push, Retail Growth & Green Energy Plans

Reliance AGM 2025 highlights – Mukesh Ambani addressing shareholders on AI, green energy, and Reliance Jio’s future growth

Every year, the Reliance Annual General Meeting (AGM) isn’t just a corporate event; it’s a barometer for India’s economic trajectory and technological future. The 48th Reliance AGM 2025, held on the auspicious occasion of Ganesh Chaturthi, was no exception. With global economies navigating significant uncertainty and geopolitical tensions, Reliance Industries Limited (RIL), a true powerhouse … Read more

Complete Guide to Employee Provident Fund (EPF): Everything You Need to Know in 2025

Illustration of Indian employees saving money in Employee Provident Fund (EPF) with piggy bank, coins, and 2025 calendar, symbolizing retirement savings and financial security.

If you’re a salaried employee in India, chances are that a small portion of your salary disappears every month into something called the Employee Provident Fund (EPF). You might have even noticed it on your payslip as a deduction. But have you ever wondered — Where exactly is this money going? How much will you really get … Read more

EPF, PPF and NPS: Complete Retirement Planning Guide for Indians

Young Indian couple discussing retirement planning with laptop, icons of EPF PPF NPS floating above, financial planning illustration

Confused between EPF, PPF, and NPS? Here’s a simple guide with real-life Indian examples to help you choose the right retirement plan for your future Introduction When Suresh, a 40-year-old Banking professional in Mumbai, sat down with his wife to discuss their retirement plans, he felt overwhelmed. Like most salaried Indians, Suresh contributes to his … Read more

Account Aggregator vs CIBIL: What’s the Difference & Why It Matters

With India’s digital finance growing rapidly, many people are confused between Account Aggregator (AA) and CIBIL. While both play vital roles in the financial ecosystem, they serve different purposes. This blog clears the air by comparing the two, explaining their functions, and showing when you need one or the other—or both. What is CIBIL? CIBIL … Read more

Next-Gen GST: A Step Towards a Single Tax Slab in India

Indian shopper at checkout, confused by multiple GST rates; relieved with simplified single GST bil

Next-Gen GST: India may soon move towards a single GST tax slab. Here’s what it means for salaried individuals, small businesses, and middle-class families, explained in simple terms. Introduction If you’re like Ravi who often gets confused when shopping online—“Why does one product have 5% GST and another 18%?”—you’re not alone. For years, India’s Goods … Read more

Decoding Gen Z’s Money Mindset: Debt, Investing, & India’s Financial Future | BT India@100

Decoding Gen Z's money mindset — debt, investing trends and India's financial future | BT India@100

Join top finance influencers Rachana Ranade, Sartak Ahuja, Mukul Malik, and Sanjay Kathuria as they dive into Gen Z’s changing money habits. This session explores insights on high EMI usage, generational wealth, distinguishing good vs. bad debt, the impact of social media on financial education, the myth of early retirement, and the power of long-term … Read more

The Harsh Reality of F&O Trading in India: Why 91% of Traders Are Losing Money

In the fast-paced world of financial markets, Futures and Options (F&O) trading has become increasingly popular among retail investors in India. The allure of quick profits and the excitement of leveraging small investments into potentially large gains have drawn many into this arena. However, recent data from the Securities and Exchange Board of India (SEBI) … Read more