You might be wondering about those reports flooding social media about the Reserve Bank of India allowing banks to remotely lock your smartphone if you default on EMI payments. Let’s break down what’s actually happening and what it means for everyday Indians like us. Picture this: Rahul, a 28 year old working professional from Pune, … Read more
You might be wondering why your WhatsApp family groups are buzzing with gold price updates and why Priya Aunty keeps postponing her daughter’s wedding jewelry shopping. Well, here’s the reality, the gold prices have crossed the ₹1.11 lakh mark per 10 grams for 24-karat gold this September, leaving many middle-class Indian families scrambling to understand … Read more
You might be wondering everyone talks about mutual funds and stocks, so why does EPF still matter? Let me tell you about Ravi, a 40-year-old marketing professional in Pune. For years he barely noticed the small monthly deduction on his salary slip. Fifteen years on, that “forgotten” amount became a tidy chunk he used to … Read more
In a major real estate move, the Reserve Bank of India (RBI) has snapped up a 4.16-acre plot in Mumbai’s prime business hub, Nariman Point, for a whopping ₹3,472 crore. The land was purchased from the Mumbai Metro Rail Corporation Ltd (MMRCL) and officially registered on September 5, with a stamp duty of ₹208.3 crore, … Read more
You know what? Just when I was discussing mutual fund investments with my friend Priya last week, she mentioned how intimidating the whole process seemed to her. She’s a marketing manager in Pune, earns well, but has been sticking to traditional savings accounts and fixed deposits. Well, I’ve got some exciting news for women like … Read more
If you’re a salaried employee in India, chances are that a small portion of your salary disappears every month into something called the Employee Provident Fund (EPF). You might have even noticed it on your payslip as a deduction. But have you ever wondered — Where exactly is this money going? How much will you really get … Read more
Confused between EPF, PPF, and NPS? Here’s a simple guide with real-life Indian examples to help you choose the right retirement plan for your future Introduction When Suresh, a 40-year-old Banking professional in Mumbai, sat down with his wife to discuss their retirement plans, he felt overwhelmed. Like most salaried Indians, Suresh contributes to his … Read more
Confused about Open Finance in India? Discover common myths, the real picture, and what it means for salaried employees, families, and small businesses We’re living in a time where “control over your own financial data” is not just a dream—it’s becoming a real possibility. As India embraces the next wave of financial transformation, the term … Read more
Next-Gen GST: India may soon move towards a single GST tax slab. Here’s what it means for salaried individuals, small businesses, and middle-class families, explained in simple terms. Introduction If you’re like Ravi who often gets confused when shopping online—“Why does one product have 5% GST and another 18%?”—you’re not alone. For years, India’s Goods … Read more
Join top finance influencers Rachana Ranade, Sartak Ahuja, Mukul Malik, and Sanjay Kathuria as they dive into Gen Z’s changing money habits. This session explores insights on high EMI usage, generational wealth, distinguishing good vs. bad debt, the impact of social media on financial education, the myth of early retirement, and the power of long-term … Read more