Most of us start the month with big savings goals but end up wondering, “Where did all my money go?” by the 20th. Sounds familiar? With rising expenses, EMIs, kids’ school fees, and lifestyle choices like weekend outings and online shopping, budgeting has become more crucial than ever. That’s where the 20-30-50 rule comes in. … Read more
UPI has made payments quick and effortless in India, but studies show it also fuels overspending. Instant payments, cashbacks, and auto-debits often push us to spend more than we realize. Here’s why it happens and simple budgeting hacks to stay in control Introduction Think about the last time you ordered chai from your local tapri, … Read more
Remember when GST was first introduced in 2017? You probably thought, “Finally, one nation, one tax!” But then came the confusion of multiple slabs – 5%, 12%, 18%, 28% – making even a simple grocery bill feel like solving a math puzzle. Well, here’s some good news that’ll make your September brighter than expected. On … Read more
Learn how salaried employees, business owners, and middle-class families in India can create a 3-layer emergency fund strategy for financial security and peace of mind. If the past few years have shown us anything, it’s that life doesn’t always stick to the plan. One moment everything’s fine, and the next bam! you’re hit with a … Read more