Retirement Planning

Why EPF Is India’s Silent Wealth Builder for Salaried Employees

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Indian employee growing wealth with EPF savings

You might be wondering everyone talks about mutual funds and stocks, so why does EPF still matter? Let me tell you about Ravi, a 40-year-old marketing professional in Pune. For years he barely noticed the small monthly deduction on his salary slip. Fifteen years on, that “forgotten” amount became a tidy chunk he used to … Read more

Complete Guide to Employee Provident Fund (EPF): Everything You Need to Know in 2025

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Illustration of Indian employees saving money in Employee Provident Fund (EPF) with piggy bank, coins, and 2025 calendar, symbolizing retirement savings and financial security.

If you’re a salaried employee in India, chances are that a small portion of your salary disappears every month into something called the Employee Provident Fund (EPF). You might have even noticed it on your payslip as a deduction. But have you ever wondered — Where exactly is this money going? How much will you really get … Read more