How UPI Spending Habits Promote Overspending—Study Insights and Budgeting Hacks

Young Indian using UPI on a mobile phone while buying chai at a street vendor

UPI has made payments quick and effortless in India, but studies show it also fuels overspending. Instant payments, cashbacks, and auto-debits often push us to spend more than we realize. Here’s why it happens and simple budgeting hacks to stay in control Introduction Think about the last time you ordered chai from your local tapri, … Read more